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Friday, August 02, 2013

Goodbye Student Loan

A monumental milestone in my life.  My student loan is repaid.  The “wee stopsie” is in place and Glasgow’s most efficient company have stopped taking payments.

Yes I actually went to university back in 1998.  Left in 2000 voluntarily without a degree.  I achieved many things in that time, including learning that just putting your name on an exam paper doesn’t get you a mark, that discrimination against common Northern oiks by the future landowners of this country is endemic, men get stalkers too, that there is not a limit to the hours that should be spent playing Championship Manager, that 2 bottles of wine for £5 is a very fun evening and that the only way that you can get to lectures after a night at Utopia is when you have to get the notes for a friend (me and a close friend had the genius idea to go to lectures every other day so we wouldn’t miss any notes and only had to attend half of the lectures – it worked).  I also reversed my Hull schooling and discovered that foreigners, gays and those of a different skin colour were actually nice people too.

I definitely had a drink or ten every night and may have indulged in the smoking of a cannabis spliff but I did not exhale.  Honest.  It was peer pressure.

Looking back I wish student fees were as high as they are now as I would have thought more sensibly about what to do – Maths?  What was I thinking.  Oh it was boring.  I did gain two excellent life-long friends and those that know how important friends are to me will know that I view my £6.5k loan as an investment in life.

Annoyingly thanks to Reading Council’s ineptitude I am not debt-free as I dreamed and still have a large balance of overpaid housing benefit to pay back before I am debt free.  Perhaps slightly my stupidity too.

Now all I have to do is reclaim any overpayment from the Scottish.  Och eye.